IMD Insurance
Intake that reads your files
Send the loss runs, schedules, and prior policies you already have. Our AI-assisted intake extracts the data so you don't retype it — and a producer checks it.
Commercial insurance · Est. New York
Commercial insurancethat holds.
An independent, technology-enabled agency for trucking companies, contractors, manufacturers, and technology startups. We shop multiple carriers, read the exclusions before you sign, and stay on the line for the life of the policy.
AI-assisted intakeMulti-carrier submissionsLicensed-human review
Industries
Built for the businesses that build things.
Trucking is where we started. The same discipline — read the contract, know the exposure, shop the market — now covers four more industries and one smarter way to buy insurance.
Technology
Technology-enabled.Human-licensed.
We built our own tools because the industry's were slow. They do the retyping, the chasing, and the comparing. Our licensed producers do the judging.
i.
ii.
Data-driven market selection
Public safety data, carrier appetite, and your loss history decide which markets see your account. No spray-and-pray submissions.
iii.
Parallel submissions
Your account goes to multiple carriers and MGAs at once, not one at a time. Faster quotes, real comparison.
iv.
Service on a platform
Certificates, endorsements, and renewal tracking run through our system — so a certificate request doesn't wait for someone to find a PDF.
How we use AI, plainly: software gathers, organizes, and compares. A licensed human reviews every quote and recommendation, and only an insurer binds coverage. Your documents are handled under confidentiality terms described in our Privacy Policy.
Process
Four steps to bound.
Have your existing policies and loss runs handy and this moves quickly. Missing some? Start anyway.
01
Tell us about the operation
Ten minutes by phone or form. Then send what you have — we'll read it.
02
We shop the market
Multiple carriers and MGAs, selected by data, submitted in parallel.
03
Compare side by side
Limits, deductibles, exclusions, price — with a licensed producer's recommendation.
04
Bind and serve
The insurer binds; we handle filings, certificates, endorsements, audits, and claims support.
The quote takes an afternoon.The policy lasts a year.
“…attention to detail and personalized approach…”Dominique Tristan · IMD client · one client's experience, not a guarantee
FAQ
Straight answers.
Is IMD an insurance company?
No. We're an independent agency and broker. We place coverage with multiple unaffiliated insurers and MGAs, and we're paid by them — mostly by commission, which we disclose. See how we're paid.
What does "technology-enabled" actually mean?
Our tools read the documents you already have, pick markets using data, and submit to multiple carriers in parallel. What they don't do is decide. A licensed producer reviews every quote and recommendation, and only an insurer binds coverage.
Which industries do you insure?
Trucking and transportation, contractors, manufacturers, and SaaS companies and tech startups. We also evaluate and place businesses in group captive programs.
What is a group captive?
A member-owned insurance company through which similar, well-run businesses insure part of their own risk — usually workers' comp, general liability, and auto — and share in the underwriting results. It typically suits companies paying roughly $150,000+ a year in casualty premium with good loss history. It involves collateral, possible assessments, and a multi-year commitment, so it isn't for everyone. Full explanation here.
Which states do you work in?
We're based in New York and can only quote and place coverage in states where we hold a producer license. The current list is on our Licensing & Disclosures page.
Get a quote
Talk to a person.
(332) 333-2353 IMD Insurance Agency LLC767 Broadway #1239, New York, NY 10003
Hours: business hours — fill in
Good to have readyCurrent policies and declarations · 3–5 years of loss runs · payroll and revenue · for trucking: USDOT/MC #, driver list, VINs and values